digital_tools

• Coverpath
• CommonBond

calendar roycaso@financialguide.com

linkedin https://www.linkedin.com/in/roycaso/

areas_of_practiceFinancial Planning

focus_markets

• Professional Athletes
• Individuals

advisor_title Financial Planner

address_1 330 Whitney Avenue, Suite 600

address_city Holyoke

address_state MA

address_zip01040

office_phone(413) 539-2340

mobile_phone

email roycaso@financialguide.com

biographyI focus my practice on the unique planning considerations of professional athletes all over the country, advising them on managing their money and planning for their future. I am registered with the National Football League Players Association (NFLPA) Financial Advisor Program.

My connection to athletes comes naturally. Growing up in Portland, Connecticut, I was actively involved in school athletics—particularly in basketball and baseball. I was the first player in the history of my high school to be drafted by a Major League Baseball team, and went on to attend Quinnipiac University on a full athletic and academic scholarship. I enjoyed a very successful athletic career in college, culminating in being named to the All-American team. During the summers, I played in leagues in Pennsylvania and on Cape Cod, Massachusetts.

In addition to my practice work, I share extensive investment knowledge with colleagues and emerging planners alike. I am one of Charter Oak's investment specialists, assisting my peer advisors with their clients’ complex investment needs, and teach an investment fundamentals class at Bay Path College as part of the CERTIFIED FINANCIAL PLANNER™ curriculum.

I serve on the Board of Directors of the Springfield Chapter of March of Dimes, and participate in Katelynn’s Ride, a fundraiser for the Jimmy Fund. I also coach baseball and am one of the coaches for my son's minor-league team. I reside in Ellington, Connecticut with my wife and our five children.

digital_tools

• Coverpath

calendar tduffy@charteroakfinancial.com

linkedin

areas_of_practiceInsurance Strategies

focus_markets

• Individuals
• Business Owners
• Corporate Executives

advisor_title Financial Services Professional

address_1 501 Merritt 7, 5th Floor

address_city Norwalk

address_state CT

address_zip06851

office_phone(203) 359-5306

mobile_phone(917) 664-4154 (Call Only)

email tduffy@charteroakfinancial.com

biographyI work primarily with individuals, business owners and corporate executives, guiding them through their insurance, wealth management and retirement planning options. My past experience as a corporate chief financial officer gives me unique insight into my clients’ needs.

A passionate fan (and player) of both golf and soccer, I have parlayed my love of sports into community service. In 2004, I co-founded Sports Angels, Inc., a nonprofit that produces fundraising events to benefit other nonprofits with a connection to sports. I currently serve as the organization’s president and chairman. I live in Southport, Connecticut.

digital_tools

• Coverpath
• CommonBond

calendar Rich@paulifinancial.com

linkedin https://www.linkedin.com/in/richardppauli/

areas_of_practice

focus_markets

• Individuals
• Medical Professionals
• Dental Professionals

advisor_title ChFC

address_1 945 Route 146, Suite 200

address_city Clifton Park

address_state NY

address_zip12065

office_phone(518) 383-1238 Opt. 1

mobile_phone

email Rich@paulifinancial.com

biographyA forestry-school graduate and a lover of the great outdoors, I discovered financial planning entirely by accident—or rather, it found me. I was recruited into the business by an industry veteran who happened to be a fellow alumnus. I recall resisting the career at first, but with a young family to care for, I began taking the necessary exams to become a licensed financial services professional.

Today, I offer a wide range of services, including risk management, financial and retirement planning. I particularly enjoy working with people and helping them plan for the future. Working with medical and dental professionals for an extended period of time has given me a deep understanding of the unique challenges they face. Helping my clients requires engaging them in an educational process. Many people have an adverse reaction to financial services, but the fact is that once they realize how our offerings can help provide independence, dignity and a legacy after a life changing event, they become advocates themselves.

Outside of work, I remain passionate about nature and try to spend as much time outdoors as possible. I enjoy kayaking, biking, camping and hiking with my wife, Rhonda. We also love to travel and visit our children and grandchildren whenever possible.

digital_tools

• Coverpath

calendar cdistefano@financialguide.com

linkedin https://www.linkedin.com/in/christopherdistefanocfp/

areas_of_practice

focus_markets

advisor_title CFP®, CLTC

address_1 330 Whitney Avenue, Suite 600

address_city Holyoke

address_state MA

address_zip01040

office_phone(413) 539-2383

mobile_phone

email cdistefano@financialguide.com

biographyInspired by an uncle who was a successful businessman and do-it-yourself investor, I was attracted to all things financial while growing up. I became an avid reader of books on investing and dreamt of becoming a fund manager. I held onto this dream through college graduation, after which I immediately entered the financial services industry.

Presented with the opportunity to launch my own practice, I wasted no time. I studied for and obtained the Certified Financial Planner™ (CFP®) designation and dedicated my time and energy to building a practice that had a strong educational component at its core. I have been serving clients in the Pioneer Valley with retirement planning strategies ever since.

Taking my clients through the process of planning for their financial future gives me a chance to give back in many ways as a mentor, a guide and a coach. Through my Retirement Planning Today® course, I have taught more than a thousand local pre-retirees the basics of planning every aspect of their financial life— from investments to retirement income strategies, college planning and long term care planning, and everything in between.

Education takes a lot of the anxiety out of planning for the future. When people understand their personal finances, they are better able to make informed and unemotional decisions.

I reside in Longmeadow, Massachusetts with my family. My wife and I are strong supporters of charitable causes that help children.

digital_tools

calendar vlecce@financialguide.com

linkedin https://www.linkedin.com/in/vincent-lecce-35651975/

areas_of_practiceEstate Planning

focus_markets

advisor_title CFP®, ChFC®, AEP®, CLTC®, CFBS

address_1 24 Century Hill Drive, Suite 105

address_city Latham

address_state NY

address_zip12110

office_phone(518) 220-3090

mobile_phone

email vlecce@financialguide.com

biographyIt was while purchasing a life insurance policy for myself that I was introduced to the possibility of helping others through a career in financial services. At the time, I had just completed my education in civil engineering, I decided to change course and explore this new path. Four decades later, I have helped thousands of clients with their holistic financial planning needs, including but not limited to estate planning, investment management, protection and retirement planning.

While I am enthusiastic about all areas of my work, my passion rests in helping clients plan their estates. I work alongside my clients and their legal advisors to make sure proper documents are in place and that a client’s gifts, business, or other assets are left to beneficiaries in a tax-efficient manner. I believe that experience yields perspective; indeed, my many years in practice and specialized expertise earned through my numerous professional designations—CFP® (Certified Financial Planner™), ChFC® (Chartered Financial Consultant), AEP® (Accredited Estate Planner®), CLTC® (Certification for Long Term Care), and CFBS (Certified Family Business Specialist)—allow me to offer my clients a deeper level of insight and service.

Outside of work, I am actively involved in my faith community. I am a communicant of St. Anthony’s Church, where I serve as a eucharistic minister and lector. True to my heritage, I admit I love “all things Italian!”

digital_tools

• Coverpath

calendar tjoyner@financialguide.com

linkedin https://www.linkedin.com/in/edward-hopkins-chfc-cfbs-lutcf-cltc-b628083/

areas_of_practiceGroup Benefits

focus_markets

• LGBTQ Individuals
• LGBTQ Families
• Teachers
• Small Business Owners

advisor_title Financial Advisor

address_1 330 Whitney Avenue, Suite 600

address_city Holyoke

address_state MA

address_zip01040

office_phone(413) 539-2335

mobile_phone(413) 455-6190 (Call Only)

email tjoyner@financialguide.com

biographyTerrell, a Connecticut native and graduate of Western New England University and Springfield College, puts his passion at the forefront of his practice. He has helped numerous business owners find solutions to their financial concerns and implement strategies to grow their businesses. His personal planning practice focuses primarily on educators.

As the spouse of a teacher and an adjunct professor at Elm’s College himself, Terrell understands the struggle teachers face balancing their workload and personal lives. Terrell believes that proper planning and understanding one’s goals can help to overcome financial restraints. As a member of the LGBT community and a founding member of the MA LGBT Chamber of Western Mass, Terrell is a champion for equality and social justice. His belief that the needs of his clients are best served through diverse perspectives and skillsets inspires him to teach minority- and women-owned business leaders how to run their businesses like true corporations.

Terrell’s charitable interests are a direct reflection of his professional passion: He teaches financial literacy to both students and adults, and serves on numerous boards and advisory committees.

In his spare time, he loves to garden, golf, barbeque, and brew homemade wine.

digital_tools

• Coverpath

calendar pjmariano@charteroakfinancial.com

linkedin https://www.linkedin.com/in/paul-mariano-51a21032/

areas_of_practiceRetirement Planning

focus_markets

• Individuals
• Families

advisor_title Financial Services Professional

address_1 555 Heritage Road, Suite 204

address_city Southbury

address_state CT

address_zip06488

office_phone(203) 262-1575

mobile_phone(203) 939-3816 (Call Only)

email pjmariano@charteroakfinancial.com

biographySince establishing my practice more than 30 years ago, I have helped countless individuals and families plan and secure their retirements. I extend this passion for my work by conducting seminars across Southern Connecticut that focus on the importance of retirement planning.

A proud UCONN graduate, I have remained an active alumnus for many years. I am a past president of the University of Connecticut National Alumni Association, past member of the UCONN Club and current board member of the University of Connecticut Foundation. My wife and I live in Southbury, close by our daughter and beloved grandson.

digital_tools

• Coverpath
• CommonBond

calendar wvanevera@financialguide.com

linkedin https://www.linkedin.com/in/william-van-evera-46933077/

areas_of_practiceSpecial Care Planning

focus_markets

• Families with Special Needs

advisor_title ChSNC®, ChFC®, CLU | Special Care Planner

address_1 2425 Brookshire Drive

address_city Niskayuna

address_state NY

address_zip12309

office_phone

mobile_phone(518) 495-9277 (Call Only)

email wvanevera@financialguide.com

biographyI focus my practice on special care planning with families who have children or young adults with special needs.

Prior to joining Charter Oak, I worked as an agent for Berkshire Life Insurance Co.

Outside of the office, I am involved with the Special Olympics organization of New York as a coach for both softball and golf. In my spare time I enjoy reading a good book, playing a round of golf or traveling around the globe. I am the proud father of three grown children and live in Niskayuna, New York with my wife, Terry.

digital_tools

• Coverpath
• CommonBond

calendar ksumple@financialguide.com

linkedin https://www.linkedin.com/in/kyle-stockton-mba-775369109/

areas_of_practiceBusiness Succession Planning

focus_markets

• Business Owners
• Families
• Individuals

advisor_title Financial Advisor

address_1 24 Century Hill Drive, Suite 105

address_city Latham

address_state NY

address_zip12110

office_phone518-220-3066

mobile_phone518-748-2132 (Call Only)

email ksumple@financialguide.com

biographyI focus my practice on risk management, wealth management and retirement planning with business owners, families and individuals.

Prior to joining Charter Oak, I was a collegiate baseball player at Siena College where I earned my bachelor’s degree in finance.

Outside of the office, I enjoy spending my time with family and friends, playing a round of golf and watching my favorite sports teams on television.

I live in Troy, New York with my wife Kristen and our daughter.

digital_tools

• Coverpath

calendar eselke@financialguide.com

linkedin https://www.linkedin.com/in/ernie-selke/

areas_of_practiceBusiness Succession Planning

focus_markets

• Pre-Retirees
• Retirees
• Families with Special Needs
• Business Owners

advisor_title Financial Planner

address_1 24 Century Hill Drive, Suite 105

address_city Latham

address_state NY

address_zip12110

office_phone(518) 220-3024

mobile_phone(518) 669-8086 (Call Only)

email eselke@financialguide.com

biographyMy in-house planning team and I assist pre-retirees, retirees and business owners with their financial planning; insurance, investment and wealth solutions; and business succession planning. I also work with families of children with special needs, my commitment to which led me to earn my Special Care Planner designation to better understand the unique financial considerations they encounter.

Prior to joining Charter Oak, I was a longtime advisor with MetLife. I am an active member of King of Kings Lutheran Church in Clifton Park, New York, currently serving its youth program and previously having served as the Building and Grounds Chairman, Evangelism Chairman and President of the Church Council.

Outside of my work and community commitments, I can be found playing golf or getting my hands dirty with projects around the house. My wife and I live in Charlton, New York with our pet rabbits, Captain Jack and Susie Q.