John DeMaria

John DeMaria

ChFC®, CLTC®, CLU®, Financial Advisor

628 Maple Ave, Suite 101 | Saratoga Springs, New York 12866

O: (518) 886-3075F: (518) 220-3053

Practice Snapshot

How I Help

  • Employee Benefits
  • Estate Planning
  • Financial Planning
  • Investment Strategies
  • Life Insurance
  • Qualified Plan Implementation

Who I Help

  • Individuals
  • Families
  • Business Owners

About Me

I focus my practice on the employee benefit, qualified plans, financial planning, estate planning, life insurance and investment needs of individuals, families and business owners.

I have been in the financial services industry for the last 50 years. I began my career with an Albany-based agency of MassMutual, then-known as the Connecticut Mutual Life Insurance Company before joining Charter Oak in 1996. A proud alumnus of the University of Scranton, I furthered my knowledge by earning professional designations of Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) from the American College. In addition, I earned a Certification for Long Term-Care (CLTC®) from the CLTC Board of Standards.

Outside of the office, I am involved with many organizations. I am a current member of the Capital District Association of Insurance and Financial Advisors, Southern Saratoga County Chamber of Commerce as well as a member of the Economic and Government Affairs Committee (EGAC) and Wildwood School’s Planned Giving Council. In addition, I serve as a trustee of Wildwood’s Supplemental Needs Trust. I am also the past president of the Fulton-Montgomery Life Underwriters, the Eastern New York Chapter of Chartered Life Underwriters and Chartered Financial Consultants, and the Estate Planning Council of Eastern New York.

In my free time, I enjoy playing golf and tennis, reading, and traveling, especially to my timeshare in Aruba. I reside in Clifton Park, NY with my wife, Christine.

實現目標的第一步: 與您可以信任的人交談



  • 保障家庭的未來財務狀況
  • 制定退休資金策略
  • 制定針對子女教育的儲蓄計劃
  • 幫助確保您的收入得到保障
  • 減輕在您年歲逐增時帶給親人的經濟負擔
  • 確保遺產傳承









請瀏覽 了解更多。

保險產品是由Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111) 及其子公司C.M. Life Insurance Co.和MML Bay State Life Insurance Co. (Enfield, CT 06082)發行。C.M. Life Insurance Co.和MML Bay State Life Insurance Co.在紐約未被公認。
© Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111).
保留所有版權 。

Reaching your goals starts with speaking to someone you can trust

At MassMutual, we can guide you along the path toward achieving your financial goals.

As a MassMutual financial professional, I help individuals and families with their plans for the future. I can help you:

  • Protect your family’s financial future
  • Develop a strategy to fund your retirement
  • Create a plan to save for your children’s education
  • Help to ensure that your income is protected
  • Ease the financial burden on your loved ones as you age
  • Ensure a legacy for the future

Through a combination of my training and skills, I will work closely with you to help you prepare for a brighter future and help you fulfill your dreams.

Why work with MassMutual?

There are many factors to think about when choosing a financial services company. At MassMutual, we operate for the benefit of our participating policyowners. And when choosing a life insurance company – trust, strength, community, and stability matter.

MassMutual’s ‘people first’ approach dictates how we service both our customers and the communities where we serve, and it is reflected in a wide range of financial protection products and our world-class customer service.

To serve you better, we recruit financial professionals who understand your unique perspectives and support the communities in which we live and work.

About MassMutual

Founded in 1851, MassMutual had a single purpose: to help people secure their future and protect the ones they love. More than 165 years later – through varying political, social and economic climates – that commitment remains our guiding principle. It’s behind everything we do and every decision we make. It’s how we continue to deliver products and services to help our policyowners and customers achieve their financial goals, and protect those who matter most.

While dividends are not guaranteed, MassMutual has paid them to eligible participating policyowners every year since 1869.

For more information, please visit


Policies, application forms, administrative documents, and forms are only available in English.

Insurance products are issued by Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111) and its subsidiaries C.M. Life Insurance Co. and MML Bay State Life Insurance Co. (Enfield, CT 06082). C.M. Life Insurance Co. and MML Bay State Life Insurance Co. are not recognized in New York.

© Massachusetts Mutual Life Insurance Company (MassMutual) (Springfield, MA 01111).

All copyrights are reserved.